SaaS Quick Ratio
New + expansion against churn + contraction per period, with the SaaS quick ratio and the 4.0 healthy line.
Growth · Quick Ratio
4.1
quick ratio · 4.0 is healthy
- New + expansion
- Churn + contraction
Quick ratio held at 4.1 — $1 lost to churn is offset by $4.1 of new + expansion; healthy SaaS runs 4.0.
| Period | Quick ratio |
|---|---|
| Q4 '25 | 2.3× |
| Jan '26 | 2.6× |
| Feb '26 | 1.8× |
| Mar '26 | 2.5× |
| Apr '26 | 3.0× |
| May '26 | 3.3× |
| Jun '26 | 3.7× |
| Jul '26 | 4.1× |
Billing analytics · updated daily
Demo data is illustrative. Replace with your own typed data prop.
How it computes
SaaS quick ratio: (new + expansion) ÷ (churn + contraction) — growth efficiency against losses.
ratio = (new + expansion) / (churn + contraction); ∞ when losses ≤ 0Assumptions
- All four flows are monthly net changes, not cohorted.
- Gains stack up and losses stack down on the chart.
- 4.0× is treated as the healthy benchmark in the narrative.
Honest about
- With zero churn and contraction the ratio is deliberately ∞ ("all growth, no headwind") rather than an error.
- The 4× healthy line is a convention, not derived from your data.
- Losses are stored negative for the stacked bars and re-absolved for the ratio — the underlying numbers stay honest.
Use it with your data
Data contract
Passed via the data prop — an array of objects: validated at runtime, so a bad shape degrades to the error state rather than crashing.
| Field | Type | Required |
|---|---|---|
| period | string | yes |
| newMrr | number | yes |
| expansion | number | yes |
| churn | number | yes |
| contraction | number | yes |
Static props
import { GrowthQuickRatio } from "@/components/blocks/growth-quick-ratio/growth-quick-ratio";
<GrowthQuickRatio data={myData} />Client fetch (SWR)
const { data, isLoading, error } = useSWR("/api/metric", fetcher);
// route isLoading/error through <ChartStates>, then:
<GrowthQuickRatio data={data} />Server component (RSC)
const data = await fetch(url, {
next: { revalidate: 3600 },
}).then((r) => r.json());
<GrowthQuickRatio data={data} />Map arbitrary rows
import { mapRows } from "@/lib/sextant/column-map";
const out = mapRows(rows, { /* contractKey: "yourColumn" */ }, dataSchema);
if (out.ok) <GrowthQuickRatio data={out.data} />;Make it yours
Every customization below is an optional prop — omit them all and you get the defaults shown above. Recolor, reformat, restyle, or drop the card chrome without forking the component.
Recolor or rename a series (newMrr, expansion, churn, contraction, ratio)
<GrowthQuickRatio
series={{ newMrr: { color: "var(--chart-3)", label: "…" } }}
/>Format numbers (currency / locale)
const eur = new Intl.NumberFormat("de-DE", {
style: "currency",
currency: "EUR",
notation: "compact",
});
<GrowthQuickRatio valueFormatter={(n) => eur.format(n)} />Replace or hide the narrative
<GrowthQuickRatio narrative="Your own one-liner." />
// …or hide it entirely:
<GrowthQuickRatio narrative={false} />Restyle any region
<GrowthQuickRatio
className="max-w-xl"
classNames={{ body: "bg-muted/20" }}
/>Drop the card chrome (headless plot)
import { GrowthQuickRatioPlot } from "@/components/blocks/growth-quick-ratio/growth-quick-ratio";
// Just the chart body — bring your own card/layout:
<GrowthQuickRatioPlot data={data} config={config} />